Getting your car repaired after a car wreck is a primary concern for most people following an accident. However, many people have no idea what types of insurance coverage are available to pay for their car to be repaired after a car accident. Comprehensive coverage for property damage typically helps pay for damages caused by something other than for a car accident. “Collision” coverage provides payments for your car repairs for damages caused in an auto accident.
YOU ARE NOT REQUIRED TO PROPERTY DAMAGE INSURANCE FOR YOUR OWN VEHICLE, BUT YOU PROBABLY SHOULD PURCHASE IT.
Georgia law does not require that you have insurance to cover property damage to your own car. However, most lenders (finance companies) requires that you have insurance that will provide coverage for damage to your car – regardless of fault for the accident. We generally recommend that you purchase this type of first-party insurance coverage for your property damage. If you purchase this type of first-party insurance, you will, at least, know that there is sufficient coverage for your property damage in an accident.
We rarely are retained by people with regard to the property damage part of their car accident case. However, we do frequently help our clients –
free of charge – with resolving their property damage claim. We understand that it can be cumbersome and overwhelming to deal with the at-fault driver's insurance company. Further, many people that the other party's insurance company is always seeking to trick them. If you have questions about your car accident, contact The Sessions Law Firm today. We will discuss your accident case, and if you need help with the property damage claim, we will get you started in the right direction.
We look forward to speaking with you.