How To Set Up A Car Accident Insurance Claim

Provided notices to an insurance company of a potential claim against their insured is a critical first step after a car accident. Without timely notice of the claim for the insurance company, they may have a valid basis upon which to deny insurance coverage for the accident. This guide will help you in learning how to set up a car accident insurance claim.

Setting up an insurance claim does not cost any money.

Collect some basic information in order to establish the insurance claim

These are some of the basic things that you should know in order to establish the insurance claim after a car accident:

• Use the accident report to identify:
  • the insurance company that provides coverage to the other driver(s),
  •  the other driver’s name,
  • the other driver’s insurance policy number,
  • and the location of the accident.
• Prepare notes to give a short and concise explanation about how the accident occurred.
• Usually an internet search will provide you with the contact information for the insurer, but if you are having difficulty obtaining the phone number of the insurance company, you can use the Georgia Insurance Commissioner’s website to search for the insurance company’s contact information.

Tip: Do not make any admission about your fault in this call or email. Anything that you say will be used against you later in the denial of your claim. This is part of the reason why it is advantageous to be represented by a car accident attorney.

Tip: You do not have any obligation to provide another party’s insurance company with a statement regarding the accident. You have an obligation to cooperate with you insurer in their investigation of the accident.

Generally speaking, setting up a claim after a car accident takes approximately 30 minutes.

For more information about the importance of notifying an insurance company after an accident, visit this page.