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Sessions & Fleischman, LLC

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470.225.7710

  • Home
  • About
    • About
    • Ben Sessions
    • Andrew Fleischman
    • Locations
    • Atlanta, GA Office Location
      • Personal Injury
      • Atlanta DUI
    • Macon, GA Law Office Location
      • Macon Car Accident
      • Premises Liability
      • DUI Attorney
    • Milledgeville Law Office
      • Workers' Comp
      • Truck Accident
      • Motorcycle Accident
      • Car Accident
      • Personal Injury
    • LaGrange, GA Lawyers
      • LaGrange Personal Injury
      • LaGrange Car Accident
    • Columbus, GA Office Location
    • Areas We Serve
      • Albany
      • Americus
      • Atlanta
      • Bartow County
      • Bibb County
      • Brookhaven
      • Centerville
      • Chatham County
      • Chattanooga
      • Clayton County
      • Cobb County
      • Columbia County
      • Columbus
      • Coweta County
      • DeKalb County
      • Doraville
      • Douglas County
      • Dublin
      • Fayette County
      • Gray
      • Griffin
      • Gwinnett County
      • Hall County
      • Hawkinsville
      • Henry County
      • Hinesville
      • Houston County
      • Jackson County
      • Lowndes County
      • Macon
      • McDonough
      • Milledgeville
      • Muscogee County
      • Newton County
      • Paulding County
      • Perry
      • Pooler
      • Richmond Hill
      • Roberta
      • Rockdale County
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      • Walker County
      • Walton County
      • Whitfield County
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    • Personal Injury
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      • Motorcycle Accidents
      • Truck Accidents
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      • Pedestrian Accidents
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      • Defective Product Injuries
      • Negligent Security
      • Wrong Prescriptions
      • Wrongful Death
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Should I use my health insurance for my medical treatment after a car accident?

By Ben Sessions on January 3rd, 2022 in

Question: Should I use my health insurance for my medical treatment after a car accident?

Answer: Without doubt, you should use your health insurance to help pay for your medical treatment after a car accident. Many people are hesitant to use their health insurance to pay for medical treatment after a car accident because they feel that the person that caused their injuries should not receive the benefit of the their health insurance coverage to reduce the cost of medical services. Please know that the only real person that suffers when you do not use your health insurance coverage to pay for medical bills after an accident is you.

When you use your health insurance to pay the costs of medical care after a car accident, you reduce the amount of medical expenses that must be paid from your settlement. That means more money flows to you instead of to medical care providers. You may be obligated to reimburse the health insurer for the amounts they paid, but that amount will almost certainly be less that the amount that you would have been responsible to pay the medical care provider without the use of your health insurance. Your health insurance provider will almost certainly have a contractual agreement for the services that you have been provided and that contractual write-down amount will almost certainly be less than the amount that you are being billed. Take advantage of their agreement with the care providers and for the services that you have already paid for with your health insurance provider.

The real obstacle that most people run into with regard to use of their health insurance after an accident is whether the EMS ambulance service, emergency room, doctor, or other care provider will process payment against your health insurance when a third party is potentially responsible for your injuries.

About Us

Navigating through a personal injury case can be difficult and full of traps. Maximizing your recovery after an accident requires more than establishing who is at fault and getting you treatment. If attention is not paid to important issues like health insurance payouts, it can cost you a lot of money. Your personal injury attorney at Sessions & Fleischman will help you through this process.

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