The insurance company has accepted fault for my car accident. Do I still need to hire a lawyer?

By Ben Sessions on January 22nd, 2023 in

Even if the insurance company has accepted fault for the accident, it may still be beneficial to hire a lawyer to help with your car accident claim.

An experienced car accident lawyer can assist you in evaluating the full extent of your damages, including both economic and non-economic damages, such as medical expenses, lost wages, pain and suffering and other potential damages. An attorney can also help you negotiate a fair settlement with the insurance company and can represent you in court if the insurance company is not willing to offer a fair settlement.

A lawyer can also help you navigate the complex legal process and ensure that you meet all deadlines and requirements for filing your claim. They will also be able to help you understand the comparative negligence laws of Georgia and the impact it has on your claim.

Additionally, an attorney can also help you with any disputes or disagreements that may arise with the insurance company and can help you understand your rights and options.

In summary, even if the insurance company accepts fault, it’s still recommended to hire a lawyer to help you with your claim, as they can help you to maximize your chances of receiving fair compensation for your damages, and can help guide you through the legal process.

 

Transcript:

One of the most common problems that I see whenever people are trying to handle their personal injury case on their own is that they’ll be talking to the other party’s insurance company. They’ll realize that, Hey, this is pretty straight forward.  I’ve got pretty significant injuries and damages and the other party’s insurance company is just going to pay the limits of the insurance policy to them. Unfortunately, a lot of people are unaware of the limits of their uninsured or under-insured motorist policy. And by virtue of just signing the documents of the other party’s insurance company sends to them getting their money from them, they probably have given up their ability to pursue what’s called an uninsured or under-insured motorist policy claim. That’s a really big mistake. That’s a policy that you have paid for that someone in your household that you’re related to has paid for, that you otherwise would have been able to make a claim and probably gotten some recovery out of that.

There’s hardly a claim in my office in which we recover the limits of the at-fault party’s policy, that we’re not actually able to get some sort of recovery from the uninsured or under-insured motorist policy. So be really aware of that as you’re talking to the, at fault party’s insurance company, if you’re trying to do this on your own and know that you must get a limited liability release and that it must have appropriate language in it, that allows, for example, things like subrogation against the at fault driver. Um, if you’re going to recover under that policy, hope you all are doing well. If you have any questions, feel free to call me. My name is Ben sessions. Hope you all are doing well and staying safe. Thank you.

Transcript:

Do I really need a lawyer to help me with this case? And that is a very logical question to ask. And you’ve been rear-ended by another person, that person clearly at fault, why is it that you just can’t deal directly with their insurance company to settle the case? And honestly, there are some cases in which I really can’t bring any value to it. Let’s say for example, that you had minimal medical expenses, she had less than a thousand dollars. Um, you might have clear, clear fault on behalf of the other person. You might be able to resolve that case and walk away with as much money in your pocket as I possibly could have gotten for you in that case.

And really there’s no reason to have a lawyer involved in it, but let’s say for example, that you’ve got to stay in her case that involves substantially more medical expenses. You have some questionable liability, you have insurance companies, health insurance companies that are involved that are going to seek reimbursement. Let’s say that you’ve got a hospital lien ness placed on, on your case as a result of a treatment that you received at the hospital, following your accident. All those different factors are ones where you can really have, have substantial reasons to have a lawyer involved in the case. And when were, you should have a lawyer actually looking at it and help you get through the process, because there are a lot of moving parts here. You have to establish fault. You have to collect all the medical records and medical bills. You have to establish what your future treatment will look like.

If any, you have to establish whether or not there are health insurers who are entitled to reimbursement or have a right to subrogation, um, arising out of any settlement, proceeds that you have. You might have a hospital lien that needs to be dealt with all those different factors are ones where we can really build some value in your case, really help you get to the number that you should as a result of your injuries here. If you have any questions, feel free to drop them below. I hope you’re doing well. Talk to you soon. Thank you.