How Much Does Medical Payment Coverage Cost Under My Car Insurance?

By Ben Sessions on December 9th, 2017 in Car / Auto Accident

We have previously written about how important medical payments coverage can be if you are injured in any car-related accident. Medical payments coverage (or medpay benefits) under your auto insurance policy are not health insurance and they are benefits that you should unquestionably have under your policy. Most people mistakenly believe that because medical payments coverage benefits are so helpful, and available in a variety of different situations if you are hurt in a car-related incident, the coverage must be expensive. So, let’s talk about how much does medical payments coverage cost under your car insurance coverage.

HOW MUCH DO MEDPAY BENEFITS TYPICALLY COST?

Medical payments coverage is extremely inexpensive. Given that the operation of cars is one of the most dangerous activities we engage in regularly, you would expect that medical payments coverage would be really expensive. That is not the case. In fact, medical payments coverage is so cheap that, even if the coverage was not good, you would probably still want to add it on. Medical payments coverage (or medpay benefits) under your car insurance policy costs about $20 A YEAR for $10,000.00 in coverage.

In other words, for about $20 a year, you could receive coverage for the most dangerous activity you engage in regularly and it will cover the vast majority of injuries and treatment that you might receive in an accident.

If you do not have health insurance, medical payments coverage is a great way to minimize some of the risk associated with not having health insurance. Also, you will not need to be worried about an inability to pay your co-pay under your health insurance. There is no co-pay that is due under your medical payments coverage.

HAVE YOU BEEN HURT IN A CAR ACCIDENT AND NEED HELP DETERMINING WHETHER MEDICAL PAYMENTS BENEFITS ARE AVAILABLE TO YOU?

If you have questions about your medical payments coverage (how much medpay coverage you should have or how to use it after a car wreck), call our injury attorneys today. We are happy to help and the consultation is free. Identifying potential sources of medical payments coverage, providing notice of potential claims, and using medpay benefits to obtain the maximum benefit from the coverage are important problems that a qualified car injury attorney can help you with.

We help people injured in car accidents throughout Georgia.