Be Careful About Your Uninsured Motorist Coverage in Columbus, Georgia

By Ben Sessions on July 10th, 2017 in Car / Auto Accident

If you live in Columbus, Georgia, you need to be particularly careful about your uninsured motorist coverage. Your uninsured motorist coverage protects you in the event that you are injured in an accident with a person that does not have enough or any liability insurance coverage. Liability insurance is insurance that pays for injuries or damages cause by the person that causes injuries. Uninsured motorist coverage is a type of insurance policy that a person purchases in order to make sure that they are compensated for their injuries in the event that another driver that causes injuries does not have enough liability insurance coverage.

WHY IS UNINSURED/UNDERINSURED MOTORIST COVERAGE OF PARTICULAR CONCERN FOR PEOPLE THAT REGULARLY DRIVE IN COLUMBUS, GEORGIA?

In Columbus and, particularly, Fort Benning, we have a very high population of people that are very transient. Many of our military personnel are traveling in and out of Georgia and the United States on a very frequent basis. As a result of their transient status, many military personnel frequently have lapses in the liability insurance coverage. If the person that you are involved in an accident with has a lapse in their insurance coverage, their will not be insurance funds available to you from their other driver that caused your injuries. So, in order to receive compensation for your injuries where this a lapse in liability insurance coverage for the other driver, you must have an available uninsured/underinsured motorist policy.

If you have been involved in a car accident in Columbus, Georgia, or if you have been injured in an accident where you are uncertain about whether there is available insurance coverage, contact The Sessions Law Firm today for a free consultation.