[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.thesessionslawfirm.com\/tip-day-no-1-car-accident-must\/#BlogPosting","mainEntityOfPage":"https:\/\/www.thesessionslawfirm.com\/tip-day-no-1-car-accident-must\/","headline":"TIP OF THE DAY NO. 1: AFTER A CAR ACCIDENT, YOU MUST\u2026","name":"TIP OF THE DAY NO. 1: AFTER A CAR ACCIDENT, YOU MUST\u2026","description":"Day No. 1: After a car accident, you must\u2026notify the at-fault driver&#8217;s insurance company of the accident and notify your own insurance company of the accident.\u00a0After a car accident\u00a0that is not your fault, you should notify your own insurance company in order to make sure that your\u00a0uninsured motorist coverage\u00a0is not denied. Every insurance policy that [&hellip;]","datePublished":"2017-06-14","dateModified":"2021-06-17","author":{"@type":"Person","@id":"https:\/\/www.thesessionslawfirm.com\/author\/ben-sessions\/#Person","name":"Ben Sessions","url":"https:\/\/www.thesessionslawfirm.com\/author\/ben-sessions\/","identifier":6,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a62863ea2959c82e40b04a2bcbe79d95036aeaf7a5d4407f24a28c6e732cba09?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a62863ea2959c82e40b04a2bcbe79d95036aeaf7a5d4407f24a28c6e732cba09?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Sessions & Fleischman, LLC","logo":{"@type":"ImageObject","@id":"https:\/\/www.thesessionslawfirm.com\/wp-content\/uploads\/2022\/02\/Small-Schema-Logo.jpg","url":"https:\/\/www.thesessionslawfirm.com\/wp-content\/uploads\/2022\/02\/Small-Schema-Logo.jpg","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.thesessionslawfirm.com\/wp-content\/uploads\/2014\/12\/BenSessionPhotos-2777266smaller.jpg","url":"https:\/\/www.thesessionslawfirm.com\/wp-content\/uploads\/2014\/12\/BenSessionPhotos-2777266smaller.jpg","width":100,"height":100},"url":"https:\/\/www.thesessionslawfirm.com\/tip-day-no-1-car-accident-must\/","video":{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=7HkdU1LqucU#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=7HkdU1LqucU","name":"Tip of the Day No. 1 - Notifying Insurers In Car Accident Cases","description":"Car accident lawyer Ben Sessions of The Sessions Law Firm discusses the importance of notifying all insurers after a car accident.  If you have questions about what to do after a car accident, contact The Sessions Law Firm.\n\nThe Sessions Law Firm\n115 MLK, Jr., Dr., SW, #410\nAtlanta, GA 30303\n(470) 225-7710\n\nThe Sessions Law Firm\n544 Mulberry St., Ste. 319\nMacon, GA 31201\n(478) 254-2665","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/7HkdU1LqucU\/default.jpg","https:\/\/i.ytimg.com\/vi\/7HkdU1LqucU\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/7HkdU1LqucU\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/7HkdU1LqucU\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/7HkdU1LqucU\/maxresdefault.jpg"],"uploadDate":"2017-06-15T00:41:23+00:00","duration":"PT1M3S","embedUrl":"https:\/\/www.youtube.com\/embed\/7HkdU1LqucU","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCnqakFGISGfkwV7QD0tIKOQ#Organization","url":"https:\/\/www.youtube.com\/channel\/UCnqakFGISGfkwV7QD0tIKOQ","name":"Ben Sessions","description":"Sessions & Fleischman, LLC, is a boutique law firm specializing in providing cutting edge representation to individuals while also providing exceptional service. We help people through some of the toughest situations that life throws at them. \n\n","logo":{"url":"https:\/\/yt3.ggpht.com\/ZpW-8d0ydJgFJ0nROJi98U0P0m46pcsvAeHm4P-d8VngqZ7jwFM8Zd78OFtBxdtuINdN03uNL4g=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=7HkdU1LqucU#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=7HkdU1LqucU#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=7HkdU1LqucU&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=7HkdU1LqucU#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":16}]]},"about":["Tips of the Day"],"wordCount":384,"articleBody":"Day No. 1: After a car accident, you must\u2026notify the at-fault driver&#8217;s insurance company of the accident and notify your own insurance company of the accident.\u00a0After a car accident\u00a0that is not your fault, you should notify your own insurance company in order to make sure that your\u00a0uninsured motorist coverage\u00a0is not denied. Every insurance policy that provides coverage for car wrecks requires that the insurance company (or their claims representatives) be given notice of the accident. Failure to timely notify an insurer of a claim that would otherwise be covered by the policy may mean that coverage could be denied. When coverage is denied, you will not paid for your injuries incurred as a result of the car accident (at least in the short-run).It is not your responsibility to notify the at-fault party&#8217;s insurance company of the covered incident (a car wreck), but you are the beneficiary of the policy as a result of the car wreck. Therefore, it is a best practice to ensure that the at-fault party&#8217;s insurance company is aware of the car wreck and that you have been injured so that coverage will not subsequently be denied on this basis.The notice to an insurer of a covered incident is not complex or difficult. Typically, we send the notice to car insurers by certified mail with return-receipt requested. Below is a sample letter of representation and notice of a covered claim to a car insurance company:SENT VIA CERTIFIED U.S. MAIL andFACSIMILE TO (800) 531-8669June 17, 2016USAA InsuranceP.O. Box 3490San Antonio, TX 78265Re: Your Insured: \u2014\u2014\u2014\u2014Injured Parties: \u2014\u2014\u2014-Date of Loss: \u2014\u2013Claim No.: \u2014\u2014\u2014-Dear Sir\/Madam:My firm represents \u2014\u2014\u2014\u2013 with regard to the accident that occurred on or about April \u2014-, 2016, in Thomaston, Georgia. The at-fault driver was your insured, Mrs. \u2014\u2014\u2014\u2014.Please provide me with a statement of the available coverage provided to Ms. \u2014\u2014 by USAA Insurance.Do not hesitate to contact me if you have any questions. With kindest regards, I amRespectfully,Ben Sessions\u2014\u2014\u2014\u2014\u2014\u2014If you have questions regarding your responsibilities after a car accident, contact\u00a0Sessions &#038; Fleischman\u00a0for a free consultation. Do not let an insurer use a loophole in a policy to beat you out of the compensation that you deserve following a car accident."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"TIP OF THE DAY NO. 1: AFTER A CAR ACCIDENT, YOU MUST\u2026","item":"https:\/\/www.thesessionslawfirm.com\/tip-day-no-1-car-accident-must\/#breadcrumbitem"}]}]