How Does COVID-19 Impact Your Car Accident Case?
As shelter-in-place orders persist in Georgia, reduced driving has led to fewer accidents and even fewer car accident injuries. But even as more drivers stay at home, there are many individuals who are either suffering from injuries incurred prior to COVID-19 or have experienced an injury during the pandemic.
For car accident victims, COVID-19 presents a number of challenges that could stand in their way of pursuing financial recovery. Insurance companies may attempt to delay claims, diminish the value of car accident cases, or simply outright deny claims during this time. By taking a proactive approach to dealing with your car accident injuries, these challenges can be overcome.
Settling a Car Accident Case During COVID-19
The full financial impact of COVID-19 is yet to be seen, but already individuals and businesses are experiencing hardship caused by the State’s shelter-in-place orders. This may create unusual pressure for victims, defendants and insurers to settle cases in the coming months.
For car accident victims, settling a personal injury case during COVID-19 may bring much needed financial relief. If you recently lost your job, for example, money from a settlement could alleviate monetary concerns in the face of an uncertain financial future.
However, insurance companies may try to use this situation to their benefit, looking for quick settlements that do not cover the full extent of your losses. COVID-19 may also create a more litigious atmosphere where insurance companies are motivated to diminish the value of personal injury claims in an effort to protect their profit margins.
I always look for ways to leverage my clients’ situation to maximize their financial recovery under the law, and COVID-19 is no different. This is a time of opportunity for car accident victims to pursue their claims. Although the Coronavirus has caused courts to close and cases to be delayed, now is the time to be proactive and ensure that your rights to financial recovery are protected.
It may be tempting to accept a quick settlement offer from an insurance company during this time, however, you should always consult with an attorney prior to signing any documents to ensure that you receive compensation for the full extent of your losses.
Receiving Medical Treatment for Injuries During COVID-19
Seeking and receiving medical treatment after a car accident is critical to maintaining the viability of a personal injury claim. I always advise my clients to seek medical treatment for their car accident injuries and follow any ongoing treatment recommendations that their doctor, chiropractor or physical therapist recommends.
Seeking and receiving proper medical care for your injuries will help you maximize the financial compensation you are due after an accident. Medical documentation, for example, will help your attorney prove the extent of your injuries and financial loss.
During COVID-19, you may be reluctant to seek medical treatment for your car accident injuries or visit your healthcare provider for ongoing treatment. In some cases, seeking treatment may not be possible due to current shelter-in-place orders. You may even be experiencing COVID-19 related symptoms, and dealing with a car accident injury is not a priority at this time.
If possible, I encourage all car accident victims to keep their current medical appointments and continue to follow recommended treatment plans while maintaining safe social distancing. In many cases, telehealth is possible where visits with medical professionals can be virtual. You may be able to continue physical therapy sessions via teleconferencing as well.
If you are unsure of how you can continue your treatment plans during COVID-19, you should reach out to your healthcare provider to see what options are available to you.
Lapses in Auto Insurance Coverage During the Coronavirus
As more individuals lose their jobs, experience pay cuts and struggle to pay monthly bills, some drivers may fail to pay insurance premiums – putting you and other drivers at risk of great financial loss. Fortunately, many insurance companies are providing premium refunds to drivers during this time, or choosing to waive premium payments during COVID-19 altogether.
If you are injured in a car accident by an uninsured or underinsured driver, then you will need to seek compensation either from the at-fault driver’s personal assets or, more likely, from your own insurance company under your uninsured/underinsured motorist policy.
Remember that even your own insurance company has every incentive to minimize the amount due to you. Seeking the assistance of a car accident attorney will help you maximize the financial recovery you receive.
Contact an Atlanta Car Accident Lawyer
During COVID-19, it is important to continue to seek medical treatment, follow treatment plans, and work with your attorney to develop a strong personal injury case. If you have been recently injured in an accident, you should seek medical attention for your injuries as soon as possible and speak with a car accident attorney about how a personal injury case can help you recover compensation for medical expenses and pain and suffering.
If you have questions about how COVID-19 may impact your car accident case, I encourage you to call our office at (470) 225-7710.