HOW MUCH INSURANCE COVERAGE IS THERE FOR MY CAR ACCIDENT IN MACON, GEORGIA?

By Ben Sessions on February 1st, 2016 in Car / Auto Accident

How much insurance coverage there is for your car accident in Macon, Georgia is dependent upon (1) how much coverage the at-fault driver in the accident had and (2) how much uninsured/underinsured motorist coverage you had at the time of the car accident.

Georgia law establishes minimum automobile policy limits of $25,000.00 for 1 person or $50,000.00 for 2 or more people:

No >automobile liability policy or motor vehicle liability policy shall be issued or delivered in this state to the owner of such vehicle or shall be issued or delivered by any insurer licensed in this state upon any motor vehicle then principally garaged or principally used in this state unless it contains an endorsement or provisions undertaking to pay the insured damages for bodily injury, loss of consortium or death of an insured, or for injury to or destruction of property of an insured under the named insured’s policy sustained from the owner or operator of an uninsured motor vehicle, within limits exclusive of interests and costs which at the option of the insured shall be:

(A) Not less than $25,000.00 because of bodily injury to or death of one person in any one accident, and, subject to such limit for one person, $50,000.00 because of bodily injury to or death of two or more persons in any one accident, and $25,000.00 because of injury to or destruction of property; or

(B) Equal to the limits of liability because of bodily injury to or death of one person in any one accident and of two or more persons in any one accident, and because of injury to or destruction of property of the insured which is contained in the insured’s personal coverage in the automobile liability policy or motor vehicle liability policy issued by the insurer to the insured if those limits of liability exceed the limits of liability set forth in subparagraph (A) of this paragraph. In any event, the insured may affirmatively choose uninsured motorist limits in an amount less than the limits of liability.

If you have questions about the amount of insurance coverage available for a car accident in Macon, Georgia, call The Sessions Law Firm today.

Understanding how much insurance coverage is available for a car accident in Macon, Georgia, can be a difficult question to answer, and it is one of the foremost priorities of the car accident attorneys at The Sessions Law Firm. We can help you discover all of the insurance policies available to compensate you for your injuries.