I WAS HURT IN A CAR ACCIDENT, BUT I DON’T HAVE A HEALTH INSURANCE. WHAT DO I DO?
All too often, people suffer serious injuries in car accidents, but do not have health insurance to pay for their medical treatment. So, we have to really evaluate the various alternative means of funding treatment available to them.
ALTERNATIVE 1 WHEN YOU DO NOT HAVE HEALTH INSURANCE TO PAY FOR CAR ACCIDENT INJURY TREATMENT: MEDICAL PAYMENTS COVERAGE
Make sure that you know whether medical payments coverage is available to you under your car insurance policy. Medical payments coverage can be used to pay for medical treatment regardless of whether you are at fault.
ALTERNATIVE 2 WHEN YOU DO NOT HAVE HEALTH INSURANCE TO PAY FOR CAR ACCIDENT INJURY TREATMENT: GO TO THE EMERGENCY ROOM
If you do not have health insurance and you are in serious pain, go to the emergency room. Do not put off causing further serious damage to yourself by delaying treatment. Go to your local emergency room.
ALTERNATIVE 3 WHEN YOU DO NOT HAVE HEALTH INSURANCE TO PAY FOR CAR ACCIDENT INJURY TREATMENT: GET MEDICAL TREATMENT ON A LIEN
Some medical car providers will treat you on a lien. That means that you agree to pay them out of the settlement proceeds. A lot of doctors will treat car wreck victims on a lien, but you have to know that a premium will be paid for the services.
There are some other options for funding medical care that may be available to you, and we are happy to discuss them with you. If you have questions about your car accident case, call The Sessions Law Firm today for a free consultation.