TIP OF THE DAY NO. 7: NOTIFY POTENTIAL UNINSURED MOTORIST CARRIERS AFTER YOUR CAR ACCIDENT
IT IS CRITICAL THAT YOU (OR YOUR INJURY ATTORNEY) NOTIFY POTENTIAL UNINSURED MOTORIST CARRIERS AFTER YOUR CAR ACCIDENT.
One of the most important tasks that your car accident attorney will undertake is to do what he/she can to insure that there is insurance coverage available to compensate you for your injuries. In order to have coverage available under your uninsured motorist policy, you must notify potential uninsured motorist carriers after your car accident.
Make sure that you notify potential uninsured motorist carriers after your car accident. It is requirement of every insurance policy that you notify the insurer of a potential claim as soon as possible after the event that is the basis for the claim against the policy. This, of course, makes sense: the insurance company should not be deprived of the ability to investigate the possible claim because its insured (you) fails to provide timely notice of the claim. People have an incentive to delay notifying their insurer of the potential claim in order to defeat the insurer’s ability to investigate the accident and, thereby, obtain the benefits available under the insurance policy. In the event that you fail to timely notify your insurer of a potential claim against your uninsured/underinsured motorist policy, your insurer may attempt to deny coverage for injuries you suffered in a car accident.
If you have questions about your duties to your insurer following a car accident, call Sessions & Fleischman for a free consultation.