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Sessions & Fleischman, LLC

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Macon Car Accident Lawyer

Macon, GA Car Accident Lawyer

Our Macon car accident lawyers provide exceptional service, care, attention, and results to people that have been injured as a result of the carelessness of others. For most of our car accident clients, the process of hiring a car accident lawyer is overwhelming, and many people cannot tell what to believe in lawyer advertising. Our approach is different. We offer individual attention to our clients. When you call our office, you’ll recognize immediately that we’re focused on you and your case. You are not going to be shuffled from secretary-to-paralegal with no conversation with a lawyer. Our lawyers will speak directly with you and provide a strategic approach to your car accident case. If you were hurt in a different kind of accident, such as a fall, a truck crash, or nursing home neglect, visit our Macon personal injury lawyer page.

Macon, Georgia is the 4th-largest city in Georgia, and there are 3 interstates that travel through Macon (I-75, I-16, and I-475). Given the population in Macon and the high-density roadways, it is no surprise that car accidents are a frequent occurrence here. If you have been involved in an accident in Macon, GA, our law office can help you. A Macon car accident lawyer at Sessions & Fleischman will help you understand what will happen as a result of the damage to your car, how your medical bills will be paid, and how you will be paid for your pain and suffering as a result of the car wreck.

The operation of cars and commercial vehicles on our roadways remains one of the most dangerous activities in America. Almost everyone is going to be involved in a serious car accident at some point in time in their life; however, most people have no idea what to do when and if they are involved in an accident. We all are required to have insurance coverage for our vehicles, but most people don’t have a clue about how to deal with another person’s insurer if they have been injured as a result of another person’s carelessness in a car wreck. Your Macon car accident lawyer at Sessions & Fleischman would welcome the opportunity to speak with you about your accident and help you through this problem.

If you or a loved one has been seriously injured or suffered a catastrophic injury in a vehicle accident – a car or a truck accident – in Macon, Georgia, call an injury attorney at Sessions & Fleischman now for a free consultation. No one will outwork our trial lawyers in working to get you or your family the recovery you deserve as a result of catastrophic injuries or a wrongful death. Do not let worry over attorneys’ fees stop you from getting peace of mind. We are only paid when we obtain a recovery for you. Our fees are contingency fees, and you will not owe any payment to us unless we obtain a recovery for you or your family.

It is shocking to learn but there are many personal injury firms that will treat you and your case as simply a possible settlement number. If a lawyer and a law firm cannot take the time to meet with you personally at the outset of your case, think about how hard it will be to meet with them when you just need information about your case. Medical bills are an important factor in the valuation of your case, but there is also an intrinsic value brought to a case through preparation and focus. That is the value that insurance companies worry about. Insurance companies are not trying to help you maximize your recovery, and if your lawyer won’t commit attention to your case, you will leave money on the table and with the insurance company. Your case is more important than that.

Hurt in a Macon crash? Call our Macon office at (478) 254-2665 for a free consultation. You pay no attorney’s fee unless we recover for you.

Reviewed by Ben Sessions, founding partner of Sessions & Fleischman. Ben is a trial lawyer with extensive jury trial experience and has been named to the Super Lawyers Top 100 list (2019–2025). Last reviewed September 2026.
On this page

  • What to expect when you hire us
  • Before you sign anything or give a statement
  • How long you have to file
  • Proving fault and finding insurance
  • What a Macon car accident lawyer costs
  • What your case is worth
  • How much insurance coverage is available
  • How to help your case
  • Macon roads, courts, and deadlines
  • Macon car accident FAQ
  • Client reviews
  • Free Macon car accident guide

Watch this video on its own page →

What you can expect if you hire Sessions & Fleischman for your Macon car accident case?

Each of our clients deserve respect and personal service. When you have been hurt in a car accident, you deserve an attorney that will listen to you and be responsive to you and your case. Beyond getting you compensation, you deserve fairness in the way that you are treated. We are focused on you and your family. Our team of dedicated Macon car accident attorneys is well-versed in Georgia’s personal injury laws, and we have a proven track record of successfully representing car accident victims.

  • Free Consultation: You should be able to speak directly with a lawyer when you are deciding whom to hire, and it should concern you if a firm will not make that possible. Your journey with us begins with a free consultation. We’ll take the time to listen to your story, understand the details of your car accident, and assess the potential merits of your case. This initial meeting is an opportunity for you to ask questions and get to know our team.
  • Thorough Case Evaluation: Once you decide to move forward, our experienced attorneys will conduct a thorough evaluation of your case. We’ll gather all relevant evidence, review medical records, assess damages, and consult with experts if necessary to build a robust and compelling case on your behalf.
  • Clear Communication: We believe in transparent and open communication. Throughout the legal process, we will keep you informed about the progress of your case, answer any questions you may have, and provide realistic expectations regarding potential outcomes.
  • Negotiation and Settlement: Our goal is to obtain a fair and just settlement for you without the need for a lengthy court battle. We will negotiate with insurance companies and opposing parties to secure the compensation you deserve for medical expenses, property damage, lost wages, and pain and suffering.
  • Litigation if Necessary: In the event that a fair settlement cannot be reached through negotiation, our skilled litigators are prepared to take your case to court. We will aggressively advocate for your rights in the courtroom, leveraging our trial experience to pursue the best possible outcome.
  • Compassionate Support: At Sessions & Fleischman, we understand the emotional toll a car accident can take on you and your family. Our team is not only dedicated to achieving legal success but also providing compassionate support throughout the process.

Before You Sign Anything or Give a Statement

Do not sign anything relating to your car wreck until you speak with a car accident lawyer that is knowledgeable about Georgia insurance law and how any release that you may sign will impact your ability to obtain a full recovery for your injuries. It is exceptionally rare that an insurer will continue to pay for medical expenses into the future. Generally, any payment that you receive will be all that you will receive. So, you must receive full compensation when you receive a payment from an insurer following your car accident.

After a car crash, many people are justifiably concerned with taking care of property damage claims and getting their vehicle repaired. Unfortunately, many people involved in motor vehicle accidents also give recorded statements to insurers that are used against them to deny or diminish the value of their claims. If you have been injured in a motor vehicle accident, do not let an insurer take advantage of you by taking a quick recorded statement before you have had an opportunity to speak with a personal injury attorney. They do not provide you with a disclaimer regarding the risks associated with these recorded statements, but they do try to use them against you later. Before you speak with an insurer, get the legal representation that you are entitled to. Let us take the steps necessary to help you get a fair settlement and fair compensation for the injuries and losses you’ve suffered as a result of someone else’s negligence and/or recklessness.

The Macon car accident attorneys at Sessions & Fleischman take great pride in helping victims of car accidents get their lives back in order following their injuries. If you need a Macon car accident lawyer that will do everything possible to help you get the recovery you deserve, contact Sessions & Fleischman now. The decisions that are made soon after an accident can have a significant impact upon the recovery that you and your family receive. You deserve the help of a Macon car accident lawyer that will be there to help you understand the process and get you the help that you need. Our Macon car accident lawyers can help.

At Sessions & Fleischman, we respond to requests for help from car accident victims 24 hours a day. We regularly visit people that have been seriously injured in the hospital and at their homes. Do not be concerned if you are unable to visit us. We will find a way to help you. If you have been injured in a car accident in Macon or elsewhere throughout Georgia, we will do our very best to get you the expert help that you deserve.

We believe that knowing the local jurisdiction – the people, the Judges, the courthouse staff, officers that regularly work car accidents – provides us with an exceptional advantage over lawyers that simply advertise in Macon and really do not practice there. If you or a loved one has suffered a car or tractor trailer accident injury, you want a lawyer that knows the lay of the land and can start working immediately to take the steps necessary to get you the recovery you deserve. We have a proven track record of fighting for clients in Macon, Georgia and surrounding areas. We do not simply accept your case and refer it out to another local office to handle.

Watch this video on its own page →

How Long Do I Have to File a Car Accident Claim in Georgia?

In Georgia, most car accident injury lawsuits must be filed within two years of the crash (O.C.G.A. § 9-3-33). Claims for damage to your vehicle generally have four years. Miss the deadline, even by a day, and the claim is usually lost for good.

Georgia courts regularly decide cases about how the deadline is counted. For example, when the last day falls on a Saturday or Sunday, the deadline moves to the following Monday (O.C.G.A. § 1-3-1(d)(3); Gullatt v. Omega Psi Phi Fraternity, Inc., 248 Ga. App. 779 (2001)). The plaintiff in Gullatt kept his case, but only after a fight that filing earlier would have avoided. If a Macon-Bibb County or State of Georgia vehicle, employee, or road condition was involved, a written notice deadline applies much sooner; see Georgia deadlines that apply to Macon car accidents below.

There is no reason to wait until the deadline is close. Insurers often call soon after a crash to get a recorded statement or offer a quick settlement for a fraction of what the claim is worth. Talking with a Macon car accident lawyer first helps you avoid mistakes that lower the value of your case.

Should You Hire a Macon Car Accident Lawyer After a Car Accident?

Getting the recovery that you deserve after you have suffered serious injuries requires representation by a personal injury attorney that understands how insurers work and how these cases must be prepared. A Macon personal injury lawyer at Sessions & Fleischman will fight tirelessly to get you the compensation that you deserve.

Understand what you must do following a car accident. It is critical that you understand what your obligations are to your insurance carrier following an accident. Give your insurer notice of the accident as soon as possible.

Do not procrastinate over getting treatment that you need. If you are hurt following an accident, get transported to the hospital. Nothing is gained by waiting to get treatment.

Proving who was at fault

Establishing that the other party was at fault for the accident is a critical task that your car accident lawyer must prove. Proving how the accident occurred through an accident reconstruction can be an important part of the case. If there is any question as to how the accident occurred and who was at fault for the accident, you can rest assured that the insurance company for the other driver will attempt to exploit this “weakness” by denying your claim or refusing to pay the true value of your claim.

Reconstructing your Macon car accident can be an important part of our representation of you. When we refer to reconstructing your car accident case, what we mean is:

  • putting together how the accident occurred,
  • identifying how fast vehicles were traveling prior to the collision,
  • identifying where vehicles were prior to the accident, and
  • identifying how the vehicles traveled after the accident.

Finding every source of insurance

One of the most important services that our Macon car accident lawyers provide is an exhaustive search for possible insurance coverage. If you have been involved in a car accident and seriously injured, finding sources to compensate you for injuries and pain and suffering is critical.

One of the most frustrating issues for many of our clients is they maintained high limits of liability coverage to protect their personal assets and provide protection for others injured by their negligence; however, maintaining high limits of liability coverage does not necessarily mean that there will be sufficient insurance coverage for you in the event that you are involved in a serious car accident. That is why we encourage people to speak with their insurance agent about the limits of the uninsured motorist coverage.

If the other driver in your car accident case is clearly at fault and you suffered significant injuries, you can probably obtain a settlement from the insurance company on your own, but you must recognize that you will most likely not receive the compensation that you deserve. Let us work to protect your legal rights. Our Macon car accident lawyers understand how to maximize the value of your car accident claim. Insurance companies want to minimize their payouts to victims of car accidents, but we can help you get the money you deserve following your Macon car accident. Remember: you only get one opportunity to obtain fair and just compensation for your injuries. There are no take-backs or “do-overs” with regard to the settlement of your car accident. If obtaining full compensation for your injuries is important to you and your family, your Macon car accident lawyer at Sessions & Fleischman can help.

What Does a Macon Car Accident Lawyer Cost?

We handle car accident injury cases on a contingency fee basis. You do not owe us anything unless we obtain a recovery for you. Attorney’s fees are paid from the recovery that we obtain in your case. Your Macon, GA car accident lawyer at Sessions & Fleischman will not cost you a dime unless we obtain a recovery for you. We must obtain a recovery for you in order to get paid. The law office that you select should not charge you any attorney’s fees unless they obtain a recovery for you. If you are worried about how to pay for medical care, we may also be able to help you.

You will not pay out-of-pocket for:

  • a free case evaluation,
  • the investigation of your car accident,
  • gathering police reports,
  • interviews of witnesses,
  • consultation with experts that can help in your car accident case,
  • consultations with your treating physicians,
  • communication with liability insurance companies about your auto accident,
  • depositions, or
  • a trial.

You can call our office and get information regarding your car accident for no cost. We regularly consult with car accident victims and help them without ever being hired. So, as a general rule, we recommend that if you have been injured in a car accident, consult with an attorney as soon after the accident as possible. In almost every case, insurance companies will begin attempting to contact you very soon after your injury, and they will seek to obtain a statement from you that they will use against you later. We recommend that you speak with an injury attorney before you speak with any insurance company or sign any document that they would like.

How Much Is My Macon Car Accident Case Worth?

Your Macon car accident lawyer at Sessions & Fleischman will help you understand the potential value of your claim. The value of your car accident claim is typically based upon:

  • Past medical expenses
  • Future medical expenses
  • Lost earning/wages
  • Pain and suffering incurred in the car accident
  • Emotional distress
  • The injury to your relationship with your spouse
  • Punitive damages for the reckless behavior of the other party (DUI, cell phone use, reckless driving, etc.)

It is crucial that your injury attorney understands the significance and severity of your injuries. A case involving a traumatic brain injury, broken bones, cervical injuries, etc. is not the same as a case involving soft tissue whiplash injuries.

How Much Insurance Coverage Is Available for My Car Accident in Macon, GA?

How much insurance coverage there is for your car accident in Macon, Georgia is dependent upon (1) how much coverage the at-fault driver in the accident had and (2) how much uninsured/underinsured motorist coverage you had at the time of the car accident.

Georgia’s minimum auto liability limits are $25,000 per person and $50,000 per accident for bodily injury, and $25,000 for property damage. Many drivers carry only those minimums, which rarely cover a serious injury.

That is where your own uninsured/underinsured motorist (UM) coverage comes in. Georgia requires insurers to include UM coverage in every auto policy, at limits of at least $25,000/$50,000 or up to your own liability limits, unless you choose lower limits or reject the coverage in writing (O.C.G.A. § 33-7-11). Your declarations page shows what you have.
If you have questions about the amount of insurance coverage available for a car accident in Macon, Georgia, call Sessions & Fleischman today.

Understanding how much insurance coverage is available for a car accident in Macon, Georgia, can be a difficult question to answer, and it is one of the foremost priorities of the car accident attorneys at Sessions & Fleischman. We can help you discover all of the insurance policies available to compensate you for your injuries.

What Can I Do to Help My Macon Car Accident Lawyer?

Bibb County Courthouse in downtown Macon

  • Seek Medical Attention. After a car accident, your body can be in a state of shock, which could keep you from feeling pain at first. You could also sustain injuries that might not appear until days after the accident. Some symptoms to look out for are pain, numbness, discomfort, dizziness, etc. If any of these are felt, you should seek medical attention from a doctor immediately. Not only will this help your health and help you recover better and faster, but it will also strengthen your personal injury claim. The longer you wait to seek medical attention, the harder it is to prove that these injuries resulted from the accident itself. So always make sure to go to the doctor immediately following the accident. People frequently try to endure severe pain after car accidents, rather than seeking treatment. Here are some of the most common injuries that people suffer in car accidents.
  • Take detailed notes and photos. When you go see a doctor, chiropractor, physical therapist, or any other health professional, always write down their contact information. Also, keep very detailed notes on any injuries you may have suffered from and any medical treatment given to you. This also includes keeping receipts for medications that you may have been prescribed or any assistive devices such as crutches that may have been needed. Make sure to keep record of any contact you have with your medical health professional during your course of treatment such as emails and telephone calls. Lastly, keep all of your medical bills and receipts you received. All of this will help strengthen your case.
  • Take photos of your injuries. If possible, you or a family member or a friend should take pictures of all your injuries. This will be useful if the insurance company is giving you trouble getting a settlement or if you decide to hire a personal injury attorney. Photographic evidence will become very valuable in either of those situations.

Bibb County Traffic Safety Fact Sheet

Bibb County Fact Sheet

How Do I Know if My Car Is Safe and Will Hold up Well in An Accident?

Visit the Insurance Institute for Highway Safety’s website at iihs.org. They provide an exceptional amount of information regarding the safety of cars, and they also provide videos of the way that vehicles performed in crashes:

Sessions & Fleischman Macon personal injury lawyers

Car Accidents in Macon, GA: Local Roads, Courts, and Deadlines

Our Macon office is at 544 Mulberry Street, Suite 319, in downtown Macon near the Bibb County Courthouse. The crashes our clients bring to us happen on roads we drive ourselves, and the Bibb County courts are a short walk from our door. This section covers what is specific to a car accident claim in Macon-Bibb County. If your injury came from something other than a car crash, see our Macon personal injury lawyer page.

Where Macon car accidents happen

I-75, I-16, and I-475. Macon is where I-16 begins at I-75, and I-475 loops around the west side of the city as a bypass. The I-75/I-16 interchange area has been under long-running GDOT reconstruction, and interstate crashes here often involve lane shifts, out-of-town drivers, and heavy commercial truck traffic. Truck cases carry their own rules and evidence; see why truck accidents on I-75 and I-16 are different.

Commercial corridors. Eisenhower Parkway, Pio Nono Avenue, Gray Highway, Riverside Drive, and Mercer University Drive carry heavy retail and commuter traffic, with frequent turning movements, business driveways, and signalized intersections. Rear-end, left-turn, and side-impact collisions are common on roads like these. We have written separately about crashes at Pio Nono Avenue and Eisenhower Parkway. If you were struck while walking, read about pedestrian accidents in Macon and Bibb County.

What to do after a car accident in Macon

  • Call 911. In Macon-Bibb County, crashes on local roads are generally worked by the Macon-Bibb County Sheriff’s Office, and interstate crashes may be worked by the Georgia State Patrol. Ask for the report number.
  • Get medical care promptly, even if you feel all right. Some injuries do not show symptoms right away, and a gap in treatment is something insurers point to.
  • Photograph the vehicles, the scene, traffic signals, and your injuries. Get the names and phone numbers of witnesses.
  • Exchange insurance information with the other driver, and do not argue about fault at the scene.
  • Notify your own insurance company as your policy requires, but be careful about giving a recorded statement to the other driver’s insurer before you talk with a lawyer.
  • Keep every bill, receipt, and record of missed work.

For a more detailed checklist, read what to do in the first 48 hours after a car accident in Middle Georgia.

Where a Macon car accident case is filed

Most car accident claims are resolved with the insurance company without a lawsuit. When a lawsuit is necessary, a crash case against a Bibb County defendant is commonly filed in the State Court of Bibb County or in Bibb County Superior Court, both in downtown Macon. Where a case can be filed depends on who is being sued and where they live, so a crash that happened in Macon may belong in another county’s court. We will explain the options in your case.

Georgia deadlines that apply to Macon car accidents

  • Injury claims: generally two years from the date of the crash (O.C.G.A. § 9-3-33).
  • Damage to your vehicle: generally four years.
  • Claims involving Macon-Bibb County: if a Macon-Bibb County vehicle, employee, or road condition played a part in the crash, written ante litem notice must be presented long before the lawsuit deadline. Because Macon-Bibb is a consolidated city-county government, both the six-month municipal notice statute (O.C.G.A. § 36-33-5) and the twelve-month county statute (O.C.G.A. § 36-11-1) arguably apply, and the safe course is to treat the deadline as six months. See suing Macon-Bibb County after an injury: the 6-month deadline.
  • Claims involving the State of Georgia, such as a state vehicle or a state road condition: ante litem notice generally within twelve months (O.C.G.A. § 50-21-26).

If you were partly at fault

Georgia is an at-fault state: the driver who caused the crash, and that driver’s insurer, is responsible for the harm. Georgia also uses modified comparative negligence (O.C.G.A. § 51-12-33). If you are found partly responsible, your recovery is reduced by your percentage of fault, and if you are found 50 percent or more at fault, you cannot recover from the other driver. That is why adjusters often ask early questions designed to shift some of the blame onto you.

Uninsured and underinsured motorist coverage

Many drivers carry only Georgia’s minimum liability limits, which may not come close to covering a serious injury. Your own uninsured/underinsured motorist (UM) coverage can pay when the at-fault driver has no insurance or not enough. Georgia UM coverage can be written to add on top of the at-fault driver’s liability coverage or to be reduced by it, and that difference can change how much is available to you. Read more about why your own UM coverage matters in Georgia.

Serving Macon and nearby Middle Georgia communities

From our Macon office we represent people hurt in car accidents throughout Bibb County and nearby communities, including Warner Robins and Houston County, Milledgeville, and Gray and Jones County.

Macon Car Accident FAQ

How long do I have to file a car accident lawsuit in Georgia?

Generally two years from the date of the crash for injury claims (O.C.G.A. § 9-3-33) and four years for property damage. Claims involving a government can require written notice much sooner. For Macon-Bibb County, the safe assumption is six months.

What if I was partly at fault for the crash?

You can still recover if you were less than 50 percent at fault, but your recovery is reduced by your share of the fault. At 50 percent or more, Georgia law bars recovery (O.C.G.A. § 51-12-33).

What if the driver who hit me had no insurance?

Your own uninsured/underinsured motorist coverage may pay. Check the declarations page of your auto policy, and talk with a lawyer before you accept any payment that comes with a release.

Should I give a recorded statement to the other driver’s insurance company?

You are generally not required to give one to the other driver’s insurer, and what you say can be used to dispute fault or your injuries. Talk with a lawyer first.

How much does it cost to hire a Macon car accident lawyer at your firm?

Nothing up front. We handle car accident cases on a contingency fee, which means our fee comes from the recovery, and you owe no attorney’s fee if there is no recovery. The consultation is free.

Do you handle car accidents outside Macon?

Yes. From our Macon office we regularly help people hurt in crashes in Warner Robins, Milledgeville, Gray, and elsewhere in Middle Georgia.

Everyone keeps asking me what my policy limits are. What are insurance policy limits, and why do they matter to my Macon car accident case?

When you purchase insurance, you are engaging in a contract (an agreement) with the insurance company. That contract says that if you are involved a covered accident (and not all accidents are covered), they will pay out a certain amount of money. The limitations on the amount of money that the insurance company will pay is determined by the limits of coverage in the policy. Those limitations of coverage are the policy limits. They matter because they usually cap what the at-fault driver’s insurer will pay, no matter how serious your injuries are. When those limits are too low, your own UM coverage and any other available policies become important.

Reviews for Our Office

By Angela Yearwood:

I was referred to Ben by another lawyer friend of mine. I honestly just needed some legal advice, and wanted to make sure that I was saying only what I needed to say, the way it needed to be said. He was more than happy to speak with me, and incredibly helpful. I feel like the best case scenario happened based on his advice! Definitely worth the call! He is an awesome lawyer!


By Lance Hartley:

You never know when a simply mistake will land you outside the law. This can leave you feel helpless.

When this happened to me I reached out to Ben Sessions. He came on board giving me confidence and assurance. He was quick to answer my question and keep me at ease.

In the court room he was professional and concluded the matter at hand successfully.
Had he not been there for me the way of life I know would have changed greatly. This was very important due to the fact my job was in jeopardy.
If you find yourself in legal turmoil I recommend Ben Sessions.


By Duff Ayers:

I strongly endorse Ben Sessions. Ben is known across Georgia for his skills and talent in defending individuals accused of impaired driving offenses. I recently watched him argue a motion in a local court and was blown away by his oral advocacy and mastery of the law. As a young DUI lawyer, I’ve learned a tremendous amount from Ben. I highly recommend Ben Sessions to folks facing impaired driving charges.


By Amanda Watkins:

I would recommend Sessions & Fleischman for any and every personal injury case. Ben is a hard-working, devoted attorney and I am nothing but grateful for his help through this entire process. He goes above and beyond to access every option and the best option for his clients and that is all someone can ask for in situations like this.

If any friend or family member of mine is looking for representation, Ben and Sessions & Fleischman is always my first suggestion.


By Melissa Cagigas:

Ben Sessions is an exceptional choice when considering legal counsel. He takes time with you and you don’t feel like a case number. He spent a great deal of time with me and was always accessible when I had a question or concern. His character and knowledge of the law, will not only be reassuring to you when your in a difficult position, but makes winning your case easy for Ben! He’s a top notch person and attorney!!


Video Answers From Ben Sessions

Talking about your injuries with doctors and insurers

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Transcript:

A lot of people have a lot of difficulties discussing their injuries with medical providers or with the insurance company for the other party. I’ll tell you that there’s really no secret or silver bullet dealing with these issues. A lot of people have a tendency to either understate their injuries or to overstate them, in which event the insurance company tends to look at them a malingerer or someone who is just exaggerating the injuries that they’ve had. What I try to do is spend a lot of time with the client to actually understand what is going on with them. That way we can discuss what the upsides and downsides are to the way in which they are actually portraying your injuries. I believe that as you talk with clients, a lot of times you can develop a really effective plan as to how it is these questions should be addressed, about the insurance company, whenever they’re asking you about that, and possible another lawyer that they were actually entered into litigation involved in the case. If you have questions about your case, please don’t hesitate to call me. My name is Ben Sessions, my office number is 478-254-2665. Again, 478-254-2665, thank you.

Do I keep paying premiums on a car that was totaled?

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Transcript:

One of the questions that clients ask me is that, if they are involved in an accident where their car’s totaled out, do they need to continue paying the premiums that are due under the policy of insurance they have at this time of the accident. The answer to that, the short answer is, no, you do not need to continue paying towards the premiums that were otherwise due under the policy for the car that was totaled out in an accident that you were involved in. The obligations of your insurance company to you, are fixed as of the date of the accident. That is, they don’t go away simply because you fail to make the premium policy payment at a future date. So, you can go ahead and cancel that policy, get a new policy in place at the point in time which you replace the car, or if you get a new car after the accident. If you have any questions about your accident or if you’d like to discuss other obligations that you might have following an accident, feel free to call me. My name is Ben Sessions, my office number is 478-254-2665. Again, 478-254-2665, thank you.

 

Free Macon, GA Car Accident Guide

As a resident or worker in the Macon, GA area, you know that car accidents happen all the time on local roadways and highways where you commute. Even if you have never had the misfortune of being in an auto crash, knowing what steps to take if it happens is crucial. At Sessions & Fleischman, we want you to have quick access to safety and legal information in the moments following a collision. This is because accidents almost always lead to significant vehicle damage and bodily injuries. That is why we are offering our FREE Step-By-Step Macon Car Accident Guide.

Protect Your Rights and Future After a Macon, GA Car Accident 

Right after an impact, countless factors go into motion that will affect your legal rights as an accident victim. Being prepared to make decisions about medical treatment, car repairs, pursuing compensation to pay for these and related damages is critical. Forethought about how you will prove your claim that the other driver was negligent and at fault is equally important and begins the moment you exit your vehicle.

Failing to take the proper action will not only jeopardize your right to get compensated, but it could find you sharing in liability. Any error you make, whether failing to get medically evaluated or not getting the other driver’s information, can leave you footing the entire bill of this experience. So prepare yourself and download our “Step-by-Step Car Accident Guide” today. This free download of Macon, GA car accident resources will prove invaluable if you’ve been in a car accident. As you’ll likely be rattled, or worse, following a car crash, we recommend printing the Guide and keeping it in your glovebox. 

Step-By-Step Car Accident Guide

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Why You Need Our Car Accident Guide and Personal Injury Services

You’ll likely experience disorientation, extreme anxiety or painful injury in the few minutes immediately following an accident. Our Car Accident Guide provides you with important step-by-step details on how to protect your rights and ensure you get the compensation you deserve. So we recommend printing and keeping the guide in your car, truck or van glove box. You’ll also need important community and legal resources you may need to rely on for assistance immediately following the crash, including:

Macon-Bibb County Fire Department
1191 First St.
Macon, GA 31201
911 or for non-emergencies (478) 751-9180

Macon-Bibb County Sheriff’s Office
668 Oglethorpe St.
Macon, GA 31201
Call 911 or for non-emergencies (478) 751-7500

Atrium Health Navicent Emergency Department
840 Pine Street
Macon, GA 31201
(478) 633-1000

Piedmont Macon North Hospital Emergency Room (formerly Coliseum Northside)
400 Charter Blvd.
Macon, GA 31210
(478) 757-8200

Sessions & Fleischman
544 Mulberry Street
Ste 319
Macon, GA 31201
(470) 524-6379

Contact us Online

Basic Definitions to Know if in a Macon, GA Car Accident

One of the most overwhelming aspects of a car accident claim in Georgia is the confusing legal terminologies used. If you are struggling to understand the provisions in your policy or on documents you receive from your insurer regarding your claim, check out this helpful overview below: 

  • Adjuster – one of your first points of contact with an insurer about your accident is the representative assigned to your claim. Their job is to save money for their company by minimizing claim payouts. 
  • Defendant -this is the person(s) or insurer(s) that you bring suit against for their responsibility for the accident causing you harm. 
  • Plaintiff – is you, the person bringing suit. 
  • Third-Party – this could be a person or business that is not a policyholder but contributed to your accident or was injured with you.
  • Counsel – is a term to describe your lawyer.
  • Duty of Care – describes the responsibility each person has to take reasonable care to avoid causing harm to others by their actions. 
  • Fault – involves one or more parties being shown to be the cause of an accident.
  • Uninsured/Underinsured Motorist Coverage – are insurance coverages available in addition to your regular car insurance policy to help pay for the damages caused by drivers in these categories.
  • Bodily Injury Liability – is the provision within your auto policy covering any physical injuries caused by a car accident. 
  • Damages – refers to the compensation one receives for losses suffered in an accident. These can be economic and non-economic in nature.
  • Loss – describes the actual cash value attributed to different aspects of your accident. 
  • Deposition – involves giving sworn testimony before going to trial. 
  • Discovery – is a process that occurs when your attorney files a personal injury lawsuit against the at-fault party(ies) in your case. This allows them to obtain important evidence to bolster your case. 
  • Negotiation – describes the process your attorney and the insurer’s adjuster engage in to reach a settlement offer for your damages. 

Learn How Sessions & Fleischman Can Help

Sessions & Fleischman and Ben Sessions are committed to helping victims of car accidents in Macon, GA, recover the compensation they deserve. Our years of experience and successful settlement and jury awards have made us a top choice for effective personal injury representation. Download our free Step-by-Step Macon Car Accident Guide today!

Talk with a Macon car accident lawyer today. Call our Macon office at (478) 254-2665 or contact us online for a free consultation.

Related Guidance

  • What to do in the 48 hours after a Macon wreck
  • Where are the most common roadways for car accidents in Macon, GA?
  • How frequently do car accidents in Macon, GA involve underage drivers?
  • Were you hurt in a car accident during bad weather in Macon, GA?
  • UM coverage after a Bibb County crash

Dealing with the other driver’s insurance company? Read how to handle the at-fault driver’s insurer in Georgia.


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3155 Roswell Road, Ste 220
Atlanta, GA 30305
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544 Mulberry Street, Ste 319
Macon, GA 31201
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