It is important your lawyer understands how different types of health insurance plans can affect your recovery in a personal injury case. There is really nothing that we can do to change the type of insurance plan that you have after an injury. If you have a traditional health insurance plan, you do not have an obligation to reimburse the health insurer out of an insurance settlement or proceeds, but if you have an ERISA health insurance plan, there is most likely no requirement that you receive full compensation for your injury before you are required to reimburse the plan for its expenditures.
It is important to understand the type of health insurance plan that you have prior to accepting a settlement because it will impact the recovery that you receive. If it is not going to be possible to negotiate with the insurance plan provider over the reimbursement amount, you need to know.
If you have questions about the type of health insurance plan that you have and the plan's right to seek reimbursement for expenditures made for your medical expenses, call The Sessions Law Firm today.